是兩種不同的財務處理方式，它們在多個方面有所不同。以下是兩者的主要區別：

債務整合過程比其他財務舒緩方案簡單，皆因它不涉及法庭程序，無須欠債方請律師申請臨時債務整合令，也無須委任代名人代擬還款報告，所以沒有法庭費用、報章通告費、代名人費及代名人行政費等額外收費，所以債務重組收費相對低廉，視乎每位顧客的還款年期及欠債金額。

If you find out that you're thanks some money thanks to something which transpired ahead of the IVA, your creditors might have the ideal to say it much too - regardless of whether your IVA has finished.

Introduced into laws as part of the Insolvency Act in 1986, IVAs became a extremely popular way for persons to handle their private unsecured personal debt issues, but what on earth is an IVA, and how does it work?

Open Supply application is software program with supply code that any one can inspect, modify or improve. Plans introduced underneath this license can be used without charge for both equally particular and business uses.

An individual voluntary arrangement (IVA) is a way to repay your debts at An easily affordable price. It truly is lawfully binding settlement in between you along with the drp people today you owe.

DriverPack Option is really a freeware, but advertisement-supported application out there on Windows from motorists. 債務舒緩債務重組分別 You may come across different types of adverts or offers when managing and setting up this system.

致力為客戶提供優質服務，我們非常重視與每一位客戶直接溝通的機會，並會認真管理客戶回饋的寶貴意見

債務人在申請時不需要立即繳交債務重組費用，本公司更提供分期付款，方便債務人，與您共渡時艱。

會。若欠債人沒有如實申報所持有物業或其他資產，便有機會令債務重組的申請失敗，而且根據香港法例，在申請債務重組時，須委任代名人向其債權人提出償還債務建議，如果所委任的代名人沒有專業資格，亦有機會申請失敗。

A personal debt relief get is an answer obtainable if You aren't in the position to afford any payments to individuals you owe to. It freezes debts for the 12 months at which time They may be prepared off If the instances haven't enhanced.

An IVA might be worthy of contemplating Should you have a sizable volume of personal debt that you're not able to repay. It might also be an alternative to consider if you want to to forestall creditors from having your assets by way of bailiff motion or repossession.

Motorists are developed and dispersed by product makers or their partners. With out the necessary driver, a tool such 債務舒緩邊間好 as a Website digital camera won't functionality adequately on a computer.

From the even that a particular driver is hooked up to distinct information, you can do away with it from the process right until a later on day is set.